Services Building Individual Wealth FMS has experts available to help you reach your financial goals. Our financial planning services are designed to help you identify, analyze and plan for your future. Our financial advisors will conduct an initial interview at no charge to you. We will work with you to identify the services that will help you reach your financial goals. We will schedule consultations as needed and provide a specific written plan that will put you on the road to wealth. Business Consulting Services Whatever stage of the development process your business is in (concept, start-up, planning, growth, or even selling out) Financial Management Strategies has the knowledge and experience to guide you towards the future you desire. At FMS, we are available to assist business owner/operators, organizations, and associations in identifying, analyzing and reaching their business goals and objectives. FMS will review your company's needs, assess potential strengths and weaknesses as they relate to your business goals and objectives, provide an assessment of your situation, and provide specific strategies and/or advice that can address your business needs. Assistance is available in the areas of: Business cash flow analysis Business continuity planning Business financing Business income tax reduction strategies Business marketing planning Business plan review and development Business ratio analysis Strategic planning Calculation of liquidity and cash reserve needs Cost of buying a business Deferred compensation planning for a closely held business Entity selection information Key employee and executive compensation planning Designing 401 (k) and other retirement plans Short-term contingency planning Retirement and Employee Plans Our retirement benefits service is ideal for small businesses and self-employed individuals that want to maximize their wealth building potential. We provide customized benefit plans as well as access to top pension, health benefits, 401(k), Profit Sharing, Simple IRA, Key Employee, and Executive Compensation Plans that meet your needs. We provide valuable information enabling you to build your benefit plans to gain a competitive advantage in recruiting, retaining, and rewarding valued employees. As a result, we are able to compare the costs, benefits, and features we offer our clients. Financial Management Strategies is available to assist you in all stages of the compensation planning process. Before designing a compensation program, we first analyze your corporate strategy, mission, financial position and culture as to fully customize the compensation program. We have a deep understanding of the financial consequences of such decisions. Our company specializes in helping business owners in the development process from customized planning, design, and administration in order to satisfy the needs of the owner. Real Estate Development Financial Management Strategies can assist you in all phases of your real estate development projects. FMS can assemble a highly trained, talented and experienced professional team to deliver a customized solution for your next development project. Our existing relationships with architects, engineers, homebuilders, lenders and private investors combined with our direct experience in developing residential communities uniquely enables FMS to provide you tailored development support. FMS is currently the Lead Developer in the Brighton Manor project located in Baltimore, Maryland, and has served as development consultants for projects in both Pennsylvania and Maryland.